It is very important to avoid assuming you are at fault and admitting guilt.
If you are in a car accident in Missouri and are found at fault, that generally means that you are responsible and liable for paying for the damages and injuries that resulted from the accident. “Negligence” means that a driver either did something to cause an accident, or that a driver failed to take action, and that failure ultimately led to the accident happening. If you are found liable in a car accident, then your insurance company is typically responsible for paying for any damages and injuries.
The first thing you will want to do after a car accident is to seek medical attention if necessary. Even if you are at fault, you are entitled to have your injuries covered; however, you will need to have documentation that you were injured. Even if you think that it is just a minor scrape or bruise, it can turn major pretty quickly. If you don’t prove a chain of causation, that will make it harder for you to receive compensation.
Once you have gotten the necessary medical help, you will want to get a police report filed. Even if it appears that you were negligent in the accident, if questions arise, you will want to have a police report written at the scene. There are times when fault can be called into question. A police report is the best way to have an account of how the accident happened according to both parties and any eyewitnesses who might have seen it. It’s the best record in the immediate aftermath, and it might help to prove that you aren’t at fault. Don’t just assume that you are and admit guilt.
Immediately upon leaving the scene, you will want to contact your insurance company to file a claim. They will need all the necessary information about the accident including the other driver’s name, driver’s license number, plate number, insurance carrier and contact info. It is imperative that you call and file a claim as quickly as you can. Your insurance company will be handling the car accident, so it’s critical to make them aware and give them the necessary information they will need to investigate.
Next, contact a St. Louis car accident lawyer. The insurance company might be your carrier, but that doesn’t mean that their priority is to make sure that you are getting all that you are entitled to. Before you sign for any settlement for your injuries, it’s crucial that you have an attorney calculate what your injuries are worth, to ensure that you receive enough for right now and for anything that might arise in the future.