It is especially frustrating when a driver causes a car crash and then cowardly leaves the scene of the accident.
It is not unusual for a car accident claim to become complicated. When a car accident forces your vehicle off of the road or if you were forced off of the road by another car, it may be difficult to prove to the insurance company that you were not in the wrong. A St. Louis car accident attorney may be your only recourse in collecting the damages that the accident has caused you.
What to Do if You Were Run Off of the Road
Having another vehicle cause a crash and then cowardly leave the scene of the accident is especially frustrating as you will now have no other option but to file the claim with your own insurance. Always report the incident to the police and try to give as many details about the other vehicle as you can. There are two types of scenarios to being run off of the road.
• The first scenario is a hit and run car accident, when another vehicle has made physical contact with your vehicle and then taken off. There may be witnesses who can make a report to the police to help prove your claim. Unless the driver is found, you will be forced to file the claim with your own insurance company.
• The second scenario is what police refer to as a phantom driver. A phantom driver is a vehicle whose maneuvers on the road cause an accident, but there is no contact. For example, a driver who enters a lane directly in front of you causes you to swerve to avoid a collision.
How to Receive Compensation
It may be difficult to convince your insurance company that an accident where you drove off of the road was not your fault. You will still file a claim and be reimbursed for your medical bills and damages to the vehicle, but it will be an at-fault claim. How much of your damages is going to be covered by the insurance will depend on the extent of your insurance policy.
If you are facing this type of scenario, the best way to ensure that you are compensated fully by your insurance company is with the assistance of a St. Louis car accident attorney. Call The Hoffmann Law Firm, L.L.C. at (314) 361-4242. We will help you file the claim and receive the full damages you may be entitled to.