There are few things worse than being in a car accident – except returning to your parked car to find that someone has hit it and left without making themselves known.
In Missouri, it is illegal to hit another car and leave the scene of the accident. There are various different ways that you can be involved in a hit and run. They can range anywhere from hitting someone and driving away to backing into a parked car.
What to Do If Your Car Is Hit
There are few things worse than being in a car accident – except returning to your parked car to find that someone has hit it and left without making themselves known. If your car has been hit, then you do have recourse to get your damages paid.
The first step to take is to call law enforcement and ask that they file a police report about the incident. They might also be able to interview witnesses, and in some instances, depending on where the accident happened, request that security cameras be examined for the day of the accident to find out if it was recorded.
If there is no note on the car and you file a police report, you will want to call your insurance company immediately to make a claim. Since you are not at fault, your car will likely only be covered if you have collision insurance. Collision insurance is coverage that helps to pay for your car if you are at fault for an accident. If you have collision insurance, then in most cases the insurance company will pay for your damages.
If your insurance company does not pay for the damages to your car, but you can find the driver responsible, you can initiate a civil suit against the other driver. Since that other driver committed a crime, they can be held liable in a court of law if it can be proved that they were the one who hit your car.
What Types of Damages Are You Entitled to for a Hit and Run Accident?
If you are the victim of a hit and run, then you may be able to sue the defendant for economic, non economic, and punitive damages. Economic damages would only apply if you were in the car, and were injured when the car was hit. If your car was parked and was hit, however, then you are still entitled to damages like the cost of repairs, non economic damages like emotional distress and punitive damages.
If you are in a hit and run accident in Missouri and sustain injuries and damages, it is a good idea to get in touch with a St. Louis car accident attorney to settle the suit. However, if your car is hit and you can find the person who was responsible, then you may still be able to gain compensation if your insurance won’t cover the damage, by suing the other party in civil court. The best place to start is to contact a St. Louis car accident attorney to determine your next steps.